Cigna Podiatry Coverage in Michigan

If you have Cigna insurance in Michigan, you have podiatry coverage. Balance Foot & Ankle — with offices in Howell and Bloomfield Hills — is in-network with Cigna. Here’s everything you need to know about your Cigna podiatry benefits.

Cigna Podiatry Coverage Overview

Plan type: PPO and HMO/OAP plans. Common among Michigan employers and marketplace.
Referral required? PPO/OAP: No referral required. HMO: PCP referral needed.
Typical specialist copay: Typically $30-$50 specialist copay.

What Cigna Covers for Podiatric Care

• New patient evaluation and established patient visits
• Diagnosis and treatment of all medically necessary foot and ankle conditions
• Podiatric surgery with pre-authorization when required
• In-office X-rays and ultrasound imaging
• Diabetic foot care and wound management
• Cortisone and therapeutic injections
• Custom orthotics when medically necessary
• Nail care for patients with qualifying systemic conditions

Special Notes for Cigna Members

Cigna Connect (marketplace plans) also cover medically necessary podiatric care.

How to Verify Your Cigna Benefits at Balance Foot & Ankle

The fastest way to know exactly what you’ll pay is to call our office. We contact your insurance company directly and verify your deductible status, copay amount, referral requirements, and covered services — before your appointment, at no charge to you.

📞 Call (810) 206-1402 to verify your Cigna podiatry benefits — we’re in-network in Howell and Bloomfield Hills.

Cigna Podiatry Coverage in Michigan: In-Network Benefits and Covered Services

Cigna health plans covering Michigan employees and individuals include coverage for medically necessary podiatric care. Balance Foot & Ankle participates in Cigna’s Open Access Plus (OAP) network for Michigan, meaning Cigna PPO members can access our Howell and Bloomfield Hills offices at in-network benefit levels without a referral. Cigna HMO and LocalPlus plan members should verify their plan’s referral requirements before scheduling. Cigna-covered podiatric services include: specialist evaluation and management, diagnostic imaging, in-office procedures (injections, nail surgery, wound care), custom orthotics with medical necessity documentation, and surgical podiatric care subject to the member’s cost-sharing structure.

Cigna members with employer-sponsored health plans should be aware that plan design varies significantly by employer — the Cigna plan offered by one employer may have different cost-sharing, deductibles, and prior authorization requirements than the Cigna plan offered by another employer, even if the plan name is similar. Our insurance coordinators verify the specific Cigna plan design for each patient before their appointment, ensuring there are no surprises at check-in. Cigna members in Livingston County (Howell, Brighton, Hartland) and Oakland County (Bloomfield Hills, Troy, Royal Oak, Birmingham) are encouraged to call Balance Foot & Ankle at (810) 206-1402 to verify their benefits and schedule an appointment for their foot or ankle concern.

Cigna members with a foot condition that has been causing them to defer care — often because of uncertainty about coverage or cost — are encouraged to call Balance Foot & Ankle at (810) 206-1402 for a benefits verification call before committing to an appointment. Our insurance team will look up your specific Cigna plan, confirm our network participation, identify your specialist copay and applicable deductible, and give you a realistic estimate of your out-of-pocket cost before you schedule. In most cases, Cigna PPO members find that their initial evaluation costs significantly less than expected — and that treating their foot condition now prevents the far greater cost of ignoring it until surgical intervention becomes necessary. Same-week appointments available in Howell and Bloomfield Hills.

Patients covered under this plan are encouraged to call Balance Foot & Ankle at (810) 206-1402 with their insurance card — our team provides a fast and accurate benefits verification before the first appointment, including specialist cost-sharing, deductible status, authorization requirements for planned procedures, and confirmation of our in-network participation. This free verification call eliminates insurance uncertainty and allows patients to schedule with confidence knowing their expected costs in advance. Same-week appointments are available at our Howell and Bloomfield Hills locations for most foot and ankle concerns.

Related Treatment Guides

• Plantar Fasciitis & Heel Pain Treatment
• Custom 3D Orthotics
• Sports Foot & Ankle Injury Treatment
• Bunion Treatment

Michigan patients experiencing foot or ankle problems can schedule an appointment at Balance Foot & Ankle — with locations in Howell (4330 E Grand River) and Bloomfield Hills (43494 Woodward Ave #208). Call (810) 206-1402 for same-week availability.

Medical References & Sources

• American Podiatric Medical Association — Patient Education
• American Orthopaedic Foot & Ankle Society — Foot Conditions

Your Board-Certified Podiatrists

Dr. Tom Biernacki, DPM

Board-Certified · FACFAS

Dr. Carl Jay, DPM

Board-Certified Podiatrist

Dr. Daria Gutkin, DPM

Podiatrist

Dr. Tom Biernacki, DPM

Dr. Tom Biernacki, DPM is a double board-certified podiatrist and foot & ankle surgeon at Balance Foot & Ankle Specialists in Southeast Michigan. With over a decade of clinical experience, he specializes in heel pain, bunions, diabetic foot care, sports injuries, and minimally invasive surgery. Dr. Biernacki is a member of the APMA and ACFAS, and his patient education content on MichiganFootDoctors.com and YouTube has reached over one million views.