Quick answer: UnitedHealthcare covers hammertoe correction when it is medically necessary — documented pain, a fixed or ulcerating toe, and a failed course of conservative care such as padding, shoe changes and orthotics. Purely cosmetic straightening is excluded, and most plans require prior authorisation. Book online, or call (810) 206-1402.

Watch: How to Fix Hammer Toes at Home [Overlapping & Crossover Toes]! — MichiganFootDoctors YouTube
Balance Foot & Ankle makes it easy to book your first podiatry visit. Call (810) 206-1402 or request an appointment online and one of our three board-certified podiatrists — Dr. Tom Biernacki DPM, Dr. Carl Jay DPM, or Dr. Daria Gutkin DPM — will see you within the same week at our Howell or Bloomfield Township office. We accept Blue Cross Blue Shield, Aetna, UnitedHealthcare, Cigna, Priority Health, HAP, Medicare, Medicaid, and most other major insurance plans. No referral is needed for most plans.
If the discomfort has been present for more than a few weeks, if it disrupts sleep, walking, or your usual activity, or if there is visible redness, swelling, bruising, drainage, numbness, or color change, an in-office evaluation with a podiatrist is the fastest path to relief. Home care alone rarely resolves a condition that has become structural. Our diagnostic workup includes same-day digital X-ray, in-office diagnostic ultrasound, and a gait evaluation — results are explained to you during the visit, and we build a written treatment plan with clear next steps.
Rigid hammertoes don’t reduce with splinting alone — the tendon and capsule have contracted. If the toe no longer straightens passively, surgical correction restores alignment in one short outpatient visit. Call Balance Foot & Ankle to see whether your deformity is still flexible (and responsive to the conservative tools above) or if it’s time for a 20-minute in-office correction.
What to expect at your first visit:
- Same-week appointments — most patients seen within 3-7 days of calling
- Digital X-ray and ultrasound available on-site (no second trip)
- Most insurance accepted — BCBS, Aetna, UHC, Cigna, HAP, Priority Health, Medicare
- Conservative care first, with surgery only when truly needed
- Written treatment plan with specific milestones
- Offices in Howell and Bloomfield Township, Michigan
Get Seen This Week at Balance Foot & Ankle
Three board-certified podiatrists · 1,123+ five-star reviews · same-week appointments · most insurance accepted.
Howell · 4330 E Grand River | Bloomfield Township · 43494 Woodward
More Podiatrist-Recommended Hammertoe Essentials
Extra-Depth Orthopedic Shoe
Orthofeet Sprint — tall toe box prevents hammertoe rubbing and friction.
Wide-Toe-Box Walking Shoe
New Balance 990v6 — accommodates curled toes without pressure.
Supportive Insole
PowerStep Pinnacle — reduces forefoot pressure that drives hammertoe.
As an Amazon Associate, Balance Foot & Ankle earns from qualifying purchases. Product recommendations are based on clinical experience; prices and availability shown above update live from Amazon.

When to See a Podiatrist
Rigid hammertoes don’t reduce with splinting alone — the tendon and capsule have contracted. If the toe no longer straightens passively, surgical correction restores alignment in one short outpatient visit. Call Balance Foot & Ankle to see whether your deformity is still flexible (and responsive to the conservative tools above) or if it’s time for a 20-minute in-office correction.
Call Balance Foot & Ankle: (810) 206-1402 · Book online · Offices in Howell & Bloomfield Township
In-Office Treatment at Balance Foot & Ankle
When home care and over-the-counter steps haven’t resolved your symptoms, it’s time for an in-office evaluation. At Balance Foot & Ankle in Howell and Bloomfield Township, Michigan, Dr. Tom Biernacki, DPM and team provide diagnostic imaging, a clinical exam, and a plan tailored to your foot type — most patients are seen same-day.
Same-day appointments available. Call (810) 206-1402 or book online. Full treatment overview: Hammertoe Treatment.
Frequently Asked Questions
When should I see a podiatrist?
If symptoms persist past 2 weeks, affect your normal activity, or are accompanied by red-flag symptoms (warmth, redness, swelling, inability to bear weight).
What does treatment cost?
Most diagnostic visits and conservative treatments are covered by Medicare and major insurers. Out-of-pocket costs vary by your specific plan.
How quickly can I get an appointment?
Most non-urgent cases see us within 5 business days. Urgent cases (sudden pain, possible fracture) typically same or next business day.
Our podiatrists treat the underlying cause, not just the symptom. Same-week appointments at our Howell and Bloomfield Township, Michigan offices.
Dr. Tom Biernacki, DPM is a board-certified foot & ankle surgeon (ABFAS & ABPM) at Balance Foot & Ankle Specialists in Southeast Michigan. With over a decade of clinical experience, he specializes in heel pain, bunions, diabetic foot care, sports injuries, and minimally invasive surgery. Dr. Biernacki is a member of the APMA and ACFAS, and his patient education content on MichiganFootDoctors.com and YouTube has made him one of the most-followed foot & ankle educators on YouTube.

