FSA HSA Eligible Foot Care Products 2026 | Michigan DPM

Quick answer: FSA and HSA accounts cover podiatry visits, custom orthotics, night splints, medical compression socks, and most in-office procedures at Balance Foot & Ankle. Most FSA accounts expire December 31 — use your balance before it’s gone. Same-day appointments available in Howell & Bloomfield Township. Call (810) 206-1402.

FSA/HSA Eligible Foot Care Products — Podiatrist Recommended

Affiliate disclosure: This page contains affiliate links. As an Amazon Associate, Balance Foot & Ankle earns from qualifying purchases. All products are independently selected and recommended by our podiatrists.

Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) can be used to purchase many podiatrist-approved foot care products — tax-free. This guide covers the most commonly FSA/HSA-eligible items our patients ask about, along with links to book appointments for services that are always covered.

Always FSA/HSA Eligible: Podiatrist Services

Any visit to our office — including custom orthotic fittings, nail procedures, wound care, laser treatments, and diagnostic imaging — is FSA/HSA eligible as a qualified medical expense. Your insurance EOB or itemized receipt serves as documentation.

📅 Book a podiatry appointment — your visit, procedures, and prescribed custom orthotics all qualify for FSA/HSA reimbursement.

Custom Orthotics — FSA/HSA Eligible with Prescription

Doctor-prescribed custom orthotics are FSA/HSA eligible when prescribed to treat a medical condition (plantar fasciitis, flat feet, diabetic foot care, etc.). At Balance Foot & Ankle, our 3D-scanned custom orthotics come with a written prescription and diagnosis codes your FSA/HSA administrator requires. New patients receive custom orthotics included with their first visit.

Browse podiatrist-recommended orthotics →

Night Splints — Typically FSA/HSA Eligible

Night splints used to treat plantar fasciitis or Achilles tendinopathy are classified as medical devices and are typically FSA/HSA eligible. Keep your receipt and your podiatrist’s recommendation documentation for reimbursement.

Browse podiatrist-recommended night splints →

Ankle Braces & Supports — Typically FSA/HSA Eligible

Ankle braces and supports used to treat a diagnosed ankle injury, instability, or post-surgical recovery are medical devices eligible for FSA/HSA spending. Over-the-counter ankle braces for general wellness or sports performance are in a gray area — check your specific plan.

Browse podiatrist-recommended ankle braces →

Compression Socks — FSA/HSA Eligible with Diagnosis

Medical-grade graduated compression socks (15 mmHg and above) are FSA/HSA eligible when recommended by a physician to treat venous insufficiency, lymphedema, DVT risk, or peripheral neuropathy. Standard athletic compression socks purchased without a medical recommendation are generally NOT eligible.

Browse podiatrist-recommended compression socks →

Diabetic Foot Care Products — Frequently FSA/HSA Eligible

Products used to manage diabetic foot complications — including diabetic shoes, therapeutic insoles, and wound care supplies — are typically FSA/HSA eligible. Medicare-approved diabetic shoes follow a separate benefit. See our full diabetic shoe guide for details.

Browse podiatrist-recommended diabetic shoes →

How to Get Reimbursed

To submit a product for FSA/HSA reimbursement:

1. Keep your itemized receipt showing the product name and medical purpose
2. Ask your podiatrist for a Letter of Medical Necessity (LMN) if your plan requires one — we provide these for custom orthotics, night splints, and compression socks
3. Submit through your FSA/HSA administrator’s portal with the receipt and LMN
4. For over-the-counter items (post-CARES Act 2020), a prescription is no longer required for most OTC medical products — but check your plan

Using FSA/HSA for Foot Care Products and Podiatry in Michigan: What Qualifies

Michigan patients with FSA or HSA accounts who want to maximize their tax-advantaged spending on foot health should understand both what qualifies and how to document eligibility. Podiatric office visits, custom orthotics prescribed by a podiatrist, therapeutic footwear (including the Medicare therapeutic shoe benefit for diabetic patients), and most foot care products used for a diagnosed medical condition are FSA/HSA eligible when prescribed or recommended by a licensed medical provider. Over-the-counter orthotics and foot care products are generally FSA/HSA eligible without a prescription under current IRS rules — check with your plan administrator to confirm. At Balance Foot & Ankle, we can provide a Letter of Medical Necessity (LMN) documenting the medical indication for custom orthotics, therapeutic footwear, or other recommended foot care products when FSA/HSA reimbursement documentation is needed. Michigan patients wanting to use their FSA or HSA benefits for podiatric care before year-end should call Balance Foot & Ankle at (810) 206-1402 to schedule at our Howell or Bloomfield Township office — FSA year-end deadlines make early scheduling important to ensure adequate time for any custom-fabricated items like orthotics.

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Related Treatment Guides

• Custom 3D Orthotics
• Diabetic Foot Care
• Corn & Callus Treatment

Michigan patients experiencing foot or ankle problems can schedule an appointment at Balance Foot & Ankle — with locations in Howell (4330 E Grand River) and Bloomfield Township (43494 Woodward Ave #208). Call (810) 206-1402 for same-week availability.

FSA & HSA Foot Care — Frequently Asked Questions

Does my FSA or HSA cover podiatry visits?

Yes. Podiatric office visits, exams, and in-office procedures are qualified medical expenses under both FSA and HSA plans. Your insurance EOB or an itemized receipt from our office serves as documentation. As always, confirm specifics with your plan administrator.

Are custom orthotics FSA/HSA eligible?

Custom orthotics are FSA/HSA eligible when prescribed by a podiatrist to treat a diagnosed medical condition such as plantar fasciitis, flat feet, or diabetic foot care. At Balance Foot & Ankle we provide the written prescription and diagnosis codes your administrator requires, plus a Letter of Medical Necessity (LMN) if your plan asks for one.

Do I need a prescription for over-the-counter foot care products?

For most OTC medical products, no. Since the CARES Act of 2020, a prescription is generally no longer required to use FSA/HSA funds for over-the-counter medical items — but eligibility rules vary by plan administrator, so keep your itemized receipt and verify before purchasing.

What documentation do I need for reimbursement?

Keep an itemized receipt showing the product name and its medical purpose. If your plan requires it, ask us for a Letter of Medical Necessity — we provide these for custom orthotics, night splints, and medical compression socks. Submit the receipt (and LMN, if needed) through your FSA/HSA administrator’s portal.

When does my FSA balance expire?

Most FSAs have a December 31 “use-it-or-lose-it” deadline, though some employers offer a short grace period or limited carryover — check your specific plan. Because items like custom orthotics are fabricated to order, schedule early so there is enough time before year-end. Call us at (810) 206-1402 to book at our Howell or Bloomfield Township office.

In-Office Treatment at Balance Foot & Ankle

If home treatment isn’t providing relief for your foot and ankle conditions, our podiatry team at Balance Foot & Ankle can help with same-day evaluations and advanced in-office care.

Related Care at Balance Foot & Ankle

Clinical foot and ankle services at our Howell and Bloomfield Township offices.

Custom OrthoticsFoot BracingMLS Laser

No insurance? Our $250 flat first visit covers the exam, X-rays and same-day care, with $100 follow-ups — no surprise billing.