Insurance & Costs 2026 | Balance Foot & Ankle

★ 4.9 Stars · 1,123+ Reviews · Balance Foot & Ankle Michigan

Insurance Costs

Board-certified podiatrists in Howell & Bloomfield Hills, MI. 4.9★ rated · Same-week appointments · Most insurance accepted · (810) 206-1402.

Insurance & Costs

We Accept Most Major Insurance Plans

We understand that navigating insurance can be stressful. Our team handles the verification for you — no obligation, no surprises. With 3 board-certified surgeons and 4.9 stars from 1,123+ patients, you’re in the best hands in Michigan.

Balance Foot & Ankle makes it easy to get the foot and ankle care you need. We accept a many insurance plans and work with you on costs.

📞 Call to Verify Your Coverage: (810) 206-1402
Watch on YouTube

Accepted Insurance Plans

We accept most major medical insurance plans. If you don’t see your plan listed below, please call us — we may still be able to help.

Blue Cross Blue Shield (BCBSM) Blue Care Network Aetna United Healthcare (UHC) Cigna HAP (Health Alliance Plan) Priority Health Medicare Medicaid (select plans) Meridian Health Molina Healthcare McLaren Health Plan Humana Cofinity/PPOM Multiplan/PHCS TriCare Workers’ Compensation Auto/PIP (No-Fault) Physicians Health Plan (PHP)

Don’t see your insurance? Call us at (810) 206-1402 and our team will verify your benefits before your appointment.

What to Expect with Insurance

Before Your Visit

Our staff will verify your insurance coverage and benefits before your first appointment. Please have your insurance card and photo ID ready when you call to book.

Copays & Deductibles

Copays are collected at the time of your visit. If your plan has a deductible, we’ll explain your estimated out-of-pocket costs upfront so there are no surprises.

No Insurance? No Problem.

We offer self-pay rates for patients without insurance. Ask about our pricing when you call. We believe everyone deserves access to quality foot and ankle care.

Medicare Patients

We are in-network Medicare providers. Routine foot care, diabetic foot exams, nail care, and medically necessary treatments are covered for qualifying patients.

Insurance FAQs

Do I need a referral to see a podiatrist?

Most insurance plans do not require a referral to see a podiatrist. However, some HMO plans may require one. Call us and we’ll check your specific plan.

Does insurance cover custom orthotics?

Many insurance plans cover custom orthotics when medically necessary. Coverage varies by plan. We verify your orthotics benefits before ordering.

Does Medicare cover toenail trimming?

Medicare covers routine nail care when you have a qualifying condition such as diabetes, peripheral neuropathy, or peripheral vascular disease. Our team handles all the documentation.

Does insurance cover bunion surgery?

Most insurance plans cover bunion surgery when conservative treatments have failed and the condition affects daily function. We obtain prior authorization before any surgical procedure.

What if my insurance denies a claim?

Our billing team handles appeals and works directly with insurance companies to resolve denied claims. We advocate for our patients.

Ready to Book?

Call to verify your insurance and schedule your appointment. Same-week availability for most patients.

Insurance & Costs — Balance Foot & Ankle

Dr. Biernacki’s team explains insurance coverage for podiatry — what’s typically covered, how to use Medicare benefits, and transparent cash-pay pricing for uninsured patients.

Insurance & Costs — Balance Foot & Ankle

Frequently Asked Questions

What podiatry services are typically covered by insurance?

Covered by most insurance: medically necessary visits, X-rays, cortisone injections, wound care, nail debridement for qualifying conditions, surgical procedures with prior authorization, and custom orthotics with medical necessity documentation. Cosmetic procedures, routine nail trimming (healthy patients), and most laser treatments are typically not covered.

How do I know if my insurance covers podiatry at Balance Foot & Ankle?

Call (810) 206-1402 — our team verifies benefits before your appointment and tells you exactly what to expect out-of-pocket. We accept most major insurance plans including Medicare, Medicaid, BCBS, Aetna, Cigna, United Healthcare, Priority Health, and HAP. No surprises — we discuss costs upfront before any procedure.

Frequently Asked Questions

When should I see a podiatrist?

If symptoms persist past 2 weeks, affect your normal activity, or are accompanied by red-flag symptoms (warmth, redness, swelling, inability to bear weight).

What does treatment cost?

Most diagnostic visits and conservative treatments are covered by Medicare and major insurers. Out-of-pocket costs vary by your specific plan.

How quickly can I get an appointment?

Most non-urgent cases see us within 5 business days. Urgent cases (sudden pain, possible fracture) typically same or next business day.

Insurance & Coverage Guides by Plan

Explore detailed coverage information for your specific insurance plan below. Our podiatrists accept most major Michigan insurers.

Balance Foot & Ankle surgeons are affiliated with Trinity Health Michigan, Corewell Health, and Henry Ford Health — three of Michigan’s largest health systems.