What Happens to Unused Long-Term Care Insurance?

What Happens to Unused Long-Term Care Insurance?

πŸ‘‰What Happens to Unused Long-Term Care Insurance? There are options and plans to help with your new long-term care insurance!πŸ‘ˆ

What Happens to Unused Long-Term Care Insurance?

Many long-term care insurance buyers die before making any claims under the policy. If they purchased traditional long-term care insurance coverage, they have paid their premiums without any financial benefit.

There are other options to help you get more out of your policy.

For example, policies with shared spousal benefits will allow a surviving spouse to use any new benefits.

Return of premium policies offer another option to get benefits from new long-term care insurance policies, but they are significantly more expensive.

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Do not consider this video a substitute for professional medical advice, diagnosis, or treatment for the viewer or reader. We strongly urge you to contact your physician with any questions regarding your medical condition. If you have an emergency, call 911 immediately or see your physician. Do not allow this information to let you disregard your professional’s medical advice or delay seeking information from this content. Do not rely on information provided by this general education video.

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