Quick answer: MLS laser therapy is generally not covered by insurance — most carriers still classify it as investigational for foot and ankle pain. That makes it a cash-pay decision, so it is worth being clear on cost and expected number of sessions up front. Book online, or call (810) 206-1402.
Medically reviewed by Dr. Tom Biernacki, DPM · Board-Certified Podiatric Surgeon · Last reviewed: April 2026 · Editorial Policy
In This Article
The most important clinical decision with Mls Laser Therapy Insurance Michigan isn’t which treatment to start with — it’s identifying the correct subtype. That changes everything. Call (810) 206-1402.
Related Conditions
Quick Answer
Is MLS Laser Therapy Covered by Insurance in Michigan? relates to foot pain — typically caused by overuse, footwear, or biomechanics. Most patients improve in 6-12 weeks with conservative care. Same-week appointments in Howell + Bloomfield Township: (810) 206-1402.
Is MLS Laser Therapy Covered by Insurance in Michigan?
MLS Laser Insurance Coverage — What Michigan Patients Need to Know
Insurance coverage for MLS laser therapy is one of the most common questions at Balance Foot & Ankle. Here’s the transparent answer — and what to do if your plan doesn’t cover it. Call (810) 206-1402.
Current Insurance Coverage Status
MLS laser therapy is currently considered “investigational” or “not medically necessary” by most major commercial insurance plans in Michigan, including Blue Cross Blue Shield, Priority Health, HAP, and United Healthcare. Medicare and Medicaid also do not currently cover MLS laser therapy. This means most patients pay out-of-pocket for laser treatment. However, the landscape is changing as more clinical evidence accumulates, and some Medicare Advantage plans have begun covering photobiomodulation therapy for specific conditions.
FSA and HSA Eligibility
MLS laser therapy IS eligible for payment with Health Savings Account (HSA) and Flexible Spending Account (FSA) funds. If you have an HSA or FSA, you can use pre-tax dollars to pay for your laser treatment — effectively reducing your out-of-pocket cost by your tax rate (typically 20-35%).
Our Pricing and Payment Options
We offer transparent session pricing and package rates for multiple sessions. Financing options are available for patients who prefer to spread the cost over time. Call (810) 206-1402 for our current session and package pricing at our Howell and Bloomfield Township locations.
The Value Perspective
MLS laser therapy often costs less than one cortisone injection series — and produces more durable results for chronic conditions. Compared to the cost of ongoing physical therapy, pain medications, or surgery, a course of laser therapy is frequently the most cost-effective long-term solution. Ask about our package pricing when you call.
MLS Laser Therapy at Balance Foot & Ankle: Michigan’s Podiatric Laser Treatment Center
MLS (Multiwave Locked System) laser therapy at Balance Foot & Ankle uses the synchronized combination of two therapeutic wavelengths — 808nm continuous wave for anti-inflammatory and analgesic effects, and 905nm pulsed wave for tissue repair and edema reduction — to treat foot and ankle pain without injections, medications, or surgery. Unlike single-wavelength cold lasers, the MLS system’s synchronized dual wavelengths produce synergistic therapeutic effects that are clinically superior to either wavelength used alone. The treatment is painless — most patients feel mild warmth during the 8–12 minute session — and requires no recovery time afterward. Patients can return to normal activities immediately after each treatment.
At Balance Foot & Ankle, MLS laser therapy is administered by trained clinical staff under podiatric supervision, with treatment protocols customized to the patient’s specific condition and tissue depth requirements. The number of sessions needed varies by condition severity: most plantar fasciitis patients achieve significant improvement in 6–9 sessions, while more chronic conditions may benefit from additional sessions. We offer MLS laser at both our Howell and Bloomfield Township Michigan locations. Michigan patients interested in laser therapy for foot or ankle pain can call Balance Foot & Ankle at (810) 206-1402 to schedule a consultation and determine whether MLS laser therapy is appropriate for their condition — or to schedule a series of treatments if they have already been evaluated and are ready to begin.
What Conditions Does MLS Laser Treat? Michigan Foot and Ankle Applications
Related Treatment Guides
- Plantar Fasciitis & Heel Pain Treatment
- Custom 3D Orthotics
- Sports Foot & Ankle Injury Treatment
- Bunion Treatment
MLS laser therapy at Balance Foot & Ankle is effective for a broad range of foot and ankle conditions beyond plantar fasciitis — including Achilles tendinopathy (both mid-substance and insertional), Morton’s neuroma, diabetic peripheral neuropathy, post-surgical wound healing acceleration, arthritis pain management, metatarsalgia, and sports injuries including ligament sprains and muscle strains. The tissue repair and anti-inflammatory mechanisms of MLS laser are applicable wherever chronic inflammation, impaired healing, or neuropathic pain are driving the patient’s symptoms. Michigan patients with chronic foot conditions that have not responded to other conservative treatments are often good candidates for MLS laser therapy. Most patients see noticeable improvement within 3–4 treatments and continue improving through the full treatment series. Long-term results are durable in the majority of patients — particularly for plantar fasciitis and Achilles tendinopathy where the laser addresses the underlying tendinosis rather than simply suppressing symptoms. Call Balance Foot & Ankle at (810) 206-1402 to ask whether your specific foot condition is appropriate for MLS laser treatment at our Howell or Bloomfield Township Michigan office.
Medical References & Sources
- American Podiatric Medical Association — Patient Education
- American Orthopaedic Foot & Ankle Society — Foot Conditions
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Laser treatment for toenail fungus has higher clearance rates than topicals alone, particularly for moderate-to-severe cases. Balance Foot & Ankle offers in-office laser fungal treatment — painless, 15-minute sessions, no medication side effects. Most patients see visible improvement in 3-6 months as new clear nail grows in.
Call Balance Foot & Ankle: (810) 206-1402 · Book online · Offices in Howell & Bloomfield Township
In-Office Treatment at Balance Foot & Ankle
When conservative care isn’t enough, Dr. Tom Biernacki and the team at Balance Foot & Ankle offer advanced, same-day options — including MLS Laser Therapy Foot & Ankle at our Howell and Bloomfield Township clinics.
Same-day appointments available. Call (810) 206-1402 or book online.
Pros & Cons of Conservative Care for foot care
Advantages
- ✓ Conservative care first
- ✓ Same-week appointments
- ✓ Multiple insurance accepted
Considerations
- ✗ Self-treatment can mask issues
- ✗ See a podiatrist if pain >2 weeks
Dr. Tom’s Recommended Products for foot care
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Footnanny Heel Cream Dr. Tom’s Pick
Best for: Daily moisturizer for cracked heels
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About Your Care Team at Balance Foot & Ankle
Dr. Tom Biernacki, DPM · Board-Certified Foot & Ankle Surgeon. Specializes in conservative-first care, minimally invasive bunion surgery, and complex reconstruction.
Dr. Carl Jay, DPM · Accepting new patients. Specializes in sports medicine, athletic injuries, and routine podiatric care.
Dr. Daria Gutkin, DPM, AACFAS · Accepting new patients. Specializes in surgical reconstruction and pediatric podiatry.
Locations: 4330 E Grand River Ave, Howell, MI 48843 · 43494 Woodward Ave Suite 208, Bloomfield Township, MI 48302
Hours: Mon–Fri 8:00 AM – 5:00 PM · (810) 206-1402
Visit Balance Foot & Ankle — Same-Day Appointments Available
Our podiatry team serves patients throughout Michigan including Howell, Brighton, and Bloomfield Township. If you’re dealing with heel pain, ingrown toenails, or a foot injury, we have same-day appointment availability.
Same-day appointments available. (810) 206-1402
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