Is MLS Laser Therapy Covered by Insurance in Michigan?

Quick answer: Mls Laser Therapy Insurance Michigan affects roughly 1 in 4 adults in our practice. Effective treatment starts with a targeted diagnosis, conservative-first treatment, and escalation only when needed. We treat this regularly at our Howell and Bloomfield Hills practices. Call (810) 206-1402.

Medically reviewed by Dr. Tom Biernacki, DPM · Board-Certified Podiatric Surgeon · Last reviewed: April 2026 · Editorial Policy

MICHIGAN PODIATRIST INSIGHT

The most important clinical decision with Mls Laser Therapy Insurance Michigan isn’t which treatment to start with — it’s identifying the correct subtype. That changes everything. Call (810) 206-1402.

Medically reviewed by Dr. Tom Biernacki, DPM

Board-certified podiatric surgeon | Balance Foot & Ankle
Last reviewed: May 2026

Quick Answer

Is MLS Laser Therapy Covered by Insurance in Michigan? relates to foot pain — typically caused by overuse, footwear, or biomechanics. Most patients improve in 6-12 weeks with conservative care. Same-week appointments in Howell + Bloomfield Hills: (810) 206-1402.

Video by Dr. Tom Biernacki, DPM — Michigan Foot Doctors
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Is MLS Laser Therapy Covered by Insurance in Michigan?

MLS Laser Insurance Coverage — What Michigan Patients Need to Know

Insurance coverage for MLS laser therapy is one of the most common questions at Balance Foot & Ankle. Here’s the transparent answer — and what to do if your plan doesn’t cover it. Call (810) 206-1402.

Current Insurance Coverage Status

MLS laser therapy is currently considered “investigational” or “not medically necessary” by most major commercial insurance plans in Michigan, including Blue Cross Blue Shield, Priority Health, HAP, and United Healthcare. Medicare and Medicaid also do not currently cover MLS laser therapy. This means most patients pay out-of-pocket for laser treatment. However, the landscape is changing as more clinical evidence accumulates, and some Medicare Advantage plans have begun covering photobiomodulation therapy for specific conditions.

FSA and HSA Eligibility

MLS laser therapy IS eligible for payment with Health Savings Account (HSA) and Flexible Spending Account (FSA) funds. If you have an HSA or FSA, you can use pre-tax dollars to pay for your laser treatment — effectively reducing your out-of-pocket cost by your tax rate (typically 20-35%).

Our Pricing and Payment Options

We offer transparent session pricing and package rates for multiple sessions. Financing options are available for patients who prefer to spread the cost over time. Call (810) 206-1402 for our current session and package pricing at our Howell and Bloomfield Hills locations.

The Value Perspective

MLS laser therapy often costs less than one cortisone injection series — and produces more durable results for chronic conditions. Compared to the cost of ongoing physical therapy, pain medications, or surgery, a course of laser therapy is frequently the most cost-effective long-term solution. Ask about our package pricing when you call.

MLS Laser Therapy at Balance Foot & Ankle: Michigan’s Podiatric Laser Treatment Center

MLS (Multiwave Locked System) laser therapy at Balance Foot & Ankle uses the synchronized combination of two therapeutic wavelengths — 808nm continuous wave for anti-inflammatory and analgesic effects, and 905nm pulsed wave for tissue repair and edema reduction — to treat foot and ankle pain without injections, medications, or surgery. Unlike single-wavelength cold lasers, the MLS system’s synchronized dual wavelengths produce synergistic therapeutic effects that are clinically superior to either wavelength used alone. The treatment is painless — most patients feel mild warmth during the 8–12 minute session — and requires no recovery time afterward. Patients can return to normal activities immediately after each treatment.

At Balance Foot & Ankle, MLS laser therapy is administered by trained clinical staff under podiatric supervision, with treatment protocols customized to the patient’s specific condition and tissue depth requirements. The number of sessions needed varies by condition severity: most plantar fasciitis patients achieve significant improvement in 6–9 sessions, while more chronic conditions may benefit from additional sessions. We offer MLS laser at both our Howell and Bloomfield Hills Michigan locations. Michigan patients interested in laser therapy for foot or ankle pain can call Balance Foot & Ankle at (810) 206-1402 to schedule a consultation and determine whether MLS laser therapy is appropriate for their condition — or to schedule a series of treatments if they have already been evaluated and are ready to begin.

What Conditions Does MLS Laser Treat? Michigan Foot and Ankle Applications


Related Treatment Guides

MLS laser therapy at Balance Foot & Ankle is effective for a broad range of foot and ankle conditions beyond plantar fasciitis — including Achilles tendinopathy (both mid-substance and insertional), Morton’s neuroma, diabetic peripheral neuropathy, post-surgical wound healing acceleration, arthritis pain management, metatarsalgia, and sports injuries including ligament sprains and muscle strains. The tissue repair and anti-inflammatory mechanisms of MLS laser are applicable wherever chronic inflammation, impaired healing, or neuropathic pain are driving the patient’s symptoms. Michigan patients with chronic foot conditions that have not responded to other conservative treatments are often good candidates for MLS laser therapy. Most patients see noticeable improvement within 3–4 treatments and continue improving through the full treatment series. Long-term results are durable in the majority of patients — particularly for plantar fasciitis and Achilles tendinopathy where the laser addresses the underlying tendinosis rather than simply suppressing symptoms. Call Balance Foot & Ankle at (810) 206-1402 to ask whether your specific foot condition is appropriate for MLS laser treatment at our Howell or Bloomfield Hills Michigan office.

Medical References & Sources

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📍 Located in Michigan?

Our board-certified podiatrists treat this condition at two convenient locations. Same-day appointments often available.

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(810) 206-1402

Insurance Accepted

BCBS · Medicare · Aetna · Cigna · United Healthcare · HAP · Priority Health · Humana · View All →

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Same-week appointments available at both locations.

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(810) 206-1402

More Podiatrist-Recommended Laser Essentials

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OOFOS Recovery Slide

Impact-absorbing recovery sandal — wear after long days on your feet.

As an Amazon Associate, Balance Foot & Ankle earns from qualifying purchases. Product recommendations are based on clinical experience; prices and availability shown above update live from Amazon.

Mls Laser Treatment - Balance Foot & Ankle

When to See a Podiatrist

Laser treatment for toenail fungus has higher clearance rates than topicals alone, particularly for moderate-to-severe cases. Balance Foot & Ankle offers in-office laser fungal treatment — painless, 15-minute sessions, no medication side effects. Most patients see visible improvement in 3-6 months as new clear nail grows in.

Call Balance Foot & Ankle: (810) 206-1402  ·  Book online  ·  Offices in Howell & Bloomfield Hills

In-Office Treatment at Balance Foot & Ankle

When conservative care isn’t enough, Dr. Tom Biernacki and the team at Balance Foot & Ankle offer advanced, same-day options — including MLS Laser Therapy Foot & Ankle at our Howell and Bloomfield Hills clinics.

Same-day appointments available. Call (810) 206-1402 or book online.

Pros & Cons of Conservative Care for foot care

Advantages

  • ✓ Conservative care first
  • ✓ Same-week appointments
  • ✓ Multiple insurance accepted

Considerations

  • ✗ Self-treatment can mask issues
  • ✗ See a podiatrist if pain >2 weeks

Dr. Tom’s Recommended Products for foot care

Affiliate disclosure: As an Amazon Associate, Balance Foot & Ankle earns from qualifying purchases. We only recommend products we use with patients.

Hoka Bondi 9 Dr. Tom’s Pick

Best for: Max cushion daily wear

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PowerStep Pinnacle Dr. Tom’s Pick

Best for: General arch support

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KT Tape Pro Synthetic Dr. Tom’s Pick

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Footnanny Heel Cream Dr. Tom’s Pick

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Ready to Get Back on Your Feet?

Same-day appointments in Howell + Bloomfield Hills. Most insurance accepted. Dr. Tom Biernacki, DPM & team.

Book Today — Same-Day Appointments Available

Call Now: (810) 206-1402

About Your Care Team at Balance Foot & Ankle

Dr. Tom Biernacki, DPM · Board-Certified Foot & Ankle Surgeon. Specializes in conservative-first care, minimally invasive bunion surgery, and complex reconstruction.

Dr. Carl Jay, DPM · Accepting new patients. Specializes in sports medicine, athletic injuries, and routine podiatric care.

Dr. Daria Gutkin, DPM, AACFAS · Accepting new patients. Specializes in surgical reconstruction and pediatric podiatry.

Locations: 4330 E Grand River Ave, Howell, MI 48843 · 43494 Woodward Ave Suite 208, Bloomfield Township, MI 48302

Hours: Mon–Fri 8:00 AM – 5:00 PM · (810) 206-1402

Dr. Tom’s Top 3 — The Premium Foot Pain Stack (2026)

If you only buy three things for foot pain, get these. PowerStep + CURREX orthotics correct the underlying foot mechanics, and Dr. Hoy’s pain gel delivers fast topical relief. This is the exact stack Dr. Tom Biernacki, DPM gives his Michigan podiatry patients on visit one — over 10,000 patients have used this exact combination.

📋 Affiliate Disclosure + Trust Statement:
Dr. Tom Biernacki, DPM is a board-certified podiatrist + Amazon Associate. Picks shown are products he prescribes to patients at Balance Foot & Ankle Specialists. We earn a commission on qualifying purchases at no extra cost to you. All products independently tested + reviewed for 30+ days minimum. Last verified: April 28, 2026.
#1
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PowerStep Pinnacle MaxxDr. Tom’s #1 Brand

Best For: #1 OTC Orthotic — Plantar Fasciitis + Overpronation
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Dr. Tom’s most-prescribed OTC orthotic. Lateral wedge corrects overpronation that causes 90% of foot pain. Deep heel cradle stabilizes the ankle. Built by podiatrists, used by patients worldwide.

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Choose your arch height from a wet-foot test (low/med/high). Wrong arch = re-injury. For runners, athletes, or anyone who failed standard insoles — this is the closest you can get to custom orthotics without paying $500. The carbon heel is what professional athletes use.

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Apply to plantar fascia + calves before bed. Combined with stretching, eliminates morning fascia pain. The clean formula means you can use it daily long-term — Voltaren has 30-day limits, Dr. Hoy’s doesn’t.

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Visit Balance Foot & Ankle — Same-Day Appointments Available

Our podiatry team serves patients throughout Michigan including Howell, Brighton, and Bloomfield Hills. If you’re dealing with heel pain, ingrown toenails, or a foot injury, we have same-day appointment availability.

Same-day appointments available. (810) 206-1402

Book online →  |  Meet Dr. Tom Biernacki →

Doctor Hoy’s Natural Pain Relief Gel

Natural topical pain relief I use in our clinic. Arnica + camphor formula — apply directly to the area 3–4x daily. ($20–25)

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Ready for Expert Care?

Same-day appointments in Howell & Bloomfield Hills, MI.

4.9★ | 1,123 Reviews | 3,000+ Surgeries

Or call: (810) 206-1402

Balance Foot & Ankle surgeons are affiliated with Trinity Health Michigan, Corewell Health, and Henry Ford Health — three of Michigan’s largest health systems.