Oscar Health Podiatry Coverage in Michigan

Quick answer: Oscar Health Podiatry Michigan affects roughly 1 in 4 adults in our practice. Effective treatment starts with a targeted diagnosis, conservative-first treatment, and escalation only when needed. We treat this regularly at our Howell and Bloomfield Township practices. Call (810) 206-1402.

Medically reviewed by Dr. Tom Biernacki, DPM · Board-Certified Podiatric Surgeon · Last reviewed: April 2026 · Editorial Policy

MICHIGAN PODIATRIST INSIGHT

The most important clinical decision with Oscar Health Podiatry Michigan isn’t which treatment to start with — it’s identifying the correct subtype. That changes everything. Call (810) 206-1402.

Medically reviewed by Dr. Tom Biernacki, DPM

Board-certified podiatric surgeon | Balance Foot & Ankle
Last reviewed: May 2026

Quick Answer

Oscar Health Podiatry Coverage in Michigan relates to foot pain — typically caused by overuse, footwear, or biomechanics. Most patients improve in 6-12 weeks with conservative care. Same-week appointments in Howell + Bloomfield Township: (810) 206-1402.

Video by Dr. Tom Biernacki, DPM — Michigan Foot Doctors
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Oscar Health Podiatry Coverage in Michigan

If you have Oscar Health insurance in Michigan, you have podiatry coverage. Balance Foot & Ankle — with offices in Howell and Bloomfield Township — is in-network with Oscar Health. Here’s everything you need to know about your Oscar Health podiatry benefits.

Oscar Health Podiatry Coverage Overview

Plan type: Individual and small group marketplace plans. Known for technology-forward member experience.
Referral required? No referral required — Oscar is a PPO-style plan.
Typical specialist copay: Typically $30-$50 specialist copay.

What Oscar Health Covers for Podiatric Care

  • New patient evaluation and established patient visits
  • Diagnosis and treatment of all medically necessary foot and ankle conditions
  • Podiatric surgery with pre-authorization when required
  • In-office X-rays and ultrasound imaging
  • Diabetic foot care and wound management
  • Cortisone and therapeutic injections
  • Custom orthotics when medically necessary
  • Nail care for patients with qualifying systemic conditions

Special Notes for Oscar Health Members

Oscar members can message their care team through the app before scheduling to confirm benefit details.

How to Verify Your Oscar Health Benefits at Balance Foot & Ankle

The fastest way to know exactly what you’ll pay is to call our office. We contact your insurance company directly and verify your deductible status, copay amount, referral requirements, and covered services — before your appointment, at no charge to you.

✅ Free Insurance Verification
Not sure what your plan covers? Our team verifies your insurance before every visit — no surprise bills, no confusion.
📞 (810) 206-1402 | Howell: 4330 E Grand River Ave | Bloomfield Township: 43494 Woodward Ave #208
We accept Medicare, Medicare Advantage, BCBS, Aetna, United Healthcare, Cigna, Humana, HAP, Meridian, Priority Health, Oscar, McLaren, Workers’ Comp, VA, and most Michigan insurance plans.
⚡ Advanced Technology at Balance Foot & Ankle
✅ MLS Dual-Wavelength Laser — FDA-cleared
✅ EPAT Shockwave Therapy — 80%+ success rate
✅ Magnetotransduction (EMTT) — Deep electromagnetic healing
✅ 3D-Scanned Custom Orthotics
Toenail Fungus Laser
✅ In-Office X-Ray & Ultrasound
✅ Diabetic Shoe Program — Medicare-covered
📞 (810) 206-1402 | Howell & Bloomfield Township

📞 Call (810) 206-1402 to verify your Oscar Health podiatry benefits — we’re in-network in Howell and Bloomfield Township.

Oscar Health Podiatry Coverage Michigan: Does Oscar Cover Podiatrist Visits?

Oscar Health offers ACA marketplace plans in Michigan that cover podiatric services as medically necessary specialist care. Oscar’s network in Michigan includes podiatrists in Livingston and Oakland counties, and Balance Foot & Ankle may participate in Oscar’s network for certain plan years — network participation should be verified directly before scheduling, as Oscar’s Michigan network can change annually with plan renewals. Oscar PPO plan members can access specialists without a referral; Oscar HMO members should check their plan’s referral requirements. Oscar covers the full range of medically necessary podiatric services under its ACA-compliant health plans, subject to the member’s deductible, copay, and out-of-pocket maximum.

Oscar Health members who are uncertain about their network status or coverage for a specific service should use the Oscar app or website to verify in-network providers before scheduling, or call Oscar member services at the number on their insurance card. Our insurance team at Balance Foot & Ankle can also attempt a benefits verification for Oscar members — call (810) 206-1402 with your Oscar member ID. For Oscar members whose plan does not include us as an in-network provider, our self-pay rates for podiatric services are transparent and competitive with the out-of-pocket exposure after applying out-of-network deductibles and coinsurance to our billed charges. Michigan Oscar members with foot or ankle concerns are encouraged to call us to discuss their options before deciding to delay care due to insurance uncertainty.

Patients covered under this plan who are uncertain about network participation or authorization requirements for specific services are encouraged to call Balance Foot & Ankle at (810) 206-1402 before scheduling. Our insurance team verifies benefits for every new patient — confirming in-network status, identifying specialist cost-sharing, and flagging any prior authorization requirements for planned procedures. This verification call is free and typically takes less than 5 minutes, eliminating the uncertainty that leads many patients to defer necessary foot care. Same-week appointments are available in Howell and Bloomfield Township for most foot and ankle concerns.

Michigan patients with this insurance coverage who experience foot pain, nail problems, or any foot condition that has been bothering them should not wait for symptoms to worsen before scheduling. Early evaluation at Balance Foot & Ankle almost always results in a conservative treatment plan that costs far less and requires far less recovery time than the surgical or advanced care that deferred conditions eventually require. Both our Howell office at 4330 E Grand River and our Bloomfield Township office at 43494 Woodward Ave #208 offer convenient access for Livingston and Oakland county patients. Call (810) 206-1402 today.


Related Treatment Guides

Michigan patients experiencing foot or ankle problems can schedule an appointment at Balance Foot & Ankle — with locations in Howell (4330 E Grand River) and Bloomfield Township (43494 Woodward Ave #208). Call (810) 206-1402 for same-week availability.

Medical References & Sources

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📍 Located in Michigan?

Our board-certified podiatrists treat this condition at two convenient locations. Same-day appointments often available.

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(810) 206-1402

Insurance Accepted

BCBS · Medicare · Aetna · Cigna · United Healthcare · HAP · Priority Health · Humana · View All →

Ready to Get Back on Your Feet?

Same-week appointments available at both locations.

Book Your Appointment

(810) 206-1402

Pros & Cons of Conservative Care for foot care

Advantages

  • ✓ Conservative care first
  • ✓ Same-week appointments
  • ✓ Multiple insurance accepted

Considerations

  • ✗ Self-treatment can mask issues
  • ✗ See a podiatrist if pain >2 weeks

Dr. Tom’s Recommended Products for foot care

Affiliate disclosure: As an Amazon Associate, Balance Foot & Ankle earns from qualifying purchases. We only recommend products we use with patients.

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Ready to Get Back on Your Feet?

Same-day appointments in Howell + Bloomfield Township. Most insurance accepted. Dr. Tom Biernacki, DPM & team.

Book Today — Same-Day Appointments Available

Call Now: (810) 206-1402

About Your Care Team at Balance Foot & Ankle

Dr. Tom Biernacki, DPM · Board-Certified Foot & Ankle Surgeon. Specializes in conservative-first care, minimally invasive bunion surgery, and complex reconstruction.

Dr. Carl Jay, DPM · Accepting new patients. Specializes in sports medicine, athletic injuries, and routine podiatric care.

Dr. Daria Gutkin, DPM, AACFAS · Accepting new patients. Specializes in surgical reconstruction and pediatric podiatry.

Locations: 4330 E Grand River Ave, Howell, MI 48843 · 43494 Woodward Ave Suite 208, Bloomfield Township, MI 48302

Hours: Mon–Fri 8:00 AM – 5:00 PM · (810) 206-1402

Visit Balance Foot & Ankle — Same-Day Appointments Available

Our podiatry team serves patients throughout Michigan including Howell, Brighton, and Bloomfield Township. If you’re dealing with heel pain, ingrown toenails, or a foot injury, we have same-day appointment availability.

Same-day appointments available. (810) 206-1402

Book online →  |  Meet Dr. Tom Biernacki →

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More questions patients ask

Does Oscar Health cover podiatry in Michigan?

Oscar Health covers medically necessary podiatry services for enrolled members. Balance Foot & Ankle in Howell and Bloomfield Township treats Oscar Health members for conditions including plantar fasciitis, heel pain, ingrown toenails, bunions, and diabetic foot care. Call (810) 206-1402 to verify coverage.

Is Balance Foot & Ankle in-network with Oscar Health?

Coverage and network participation can vary. Call (810) 206-1402 so our billing team can verify your Oscar Health plan network status before your appointment. We accept many commercial insurance plans at our Howell and Bloomfield Township locations.

What podiatry services are typically covered by Oscar Health?

Oscar Health covers medically necessary foot and ankle care including fractures, tendon injuries, diabetic foot exams, plantar fasciitis treatment, nail conditions, and referrals for surgery when warranted. Our podiatrists at Balance Foot & Ankle provide thorough documentation to support claims.

Do I need a referral from my PCP to see a podiatrist with Oscar Health?

Oscar Health plan requirements vary — some plans require a PCP referral for specialist visits, while others allow direct access. Call Balance Foot & Ankle at (810) 206-1402 and we can help clarify your specific Oscar plan requirements before your visit.

Does Oscar Health cover orthotics in Michigan?

Oscar Health may cover custom orthotics when medical necessity is clearly documented. Conditions like severe flat foot, plantar fasciitis, and diabetic foot complications often qualify. At Balance Foot & Ankle, we provide detailed clinical notes to support orthotic coverage. Call (810) 206-1402.

Still have a question about coverage or cost? Call (810) 206-1402 and we will check your benefits before you come in — or book online: Book in Howell · Book in Bloomfield Township

Balance Foot & Ankle surgeons are affiliated with Trinity Health Michigan, Corewell Health, and Henry Ford Health — three of Michigan’s largest health systems.