✅ Medically reviewed by Dr. Thomas Biernacki, DPM — Board-Certified Podiatrist · Last updated April 6, 2026

FSA & HSA Foot Care Shopping Guide 2026 — Use It Before You Lose It

Flexible Spending Account (FSA) and Health Savings Account (HSA) dollars are tax-free money — and you earned them. Many FSA accounts operate on a “use it or lose it” basis with December 31 deadlines. Here’s everything foot-health-related that qualifies, so you don’t leave money on the table.

FSA/HSA Eligible Foot Care Products

Professional Services That Are FSA/HSA Eligible

• Office visits — for any medically necessary podiatric condition
• Custom orthotics — when prescribed by our physicians (usually covered by insurance AND FSA/HSA)
• Laser treatments — MLS laser for plantar fasciitis, wound care, etc.
• Shockwave therapy — for plantar fasciitis
• Diabetic foot exams
• Wound care

We accept FSA/HSA cards directly at our offices. Call us to schedule your year-end appointment: (810) 206-1402

Year-End FSA Strategy

If your FSA balance is running out December 31, here’s how to prioritize:

1. Schedule any deferred podiatric appointments now
2. Purchase custom orthotics if you’ve been prescribed them but delayed
3. Stock up on FSA-eligible products you use regularly
4. Use remaining balance on OTC insoles, compression, or diabetic supplies

Note: Always verify FSA/HSA eligibility with your plan administrator, as rules vary by employer. We are happy to provide the documentation needed for FSA reimbursement of any of our services.

Clinical Foot Care Beyond Products: Michigan’s Balance Foot & Ankle

Michigan patients using foot care products — wound care supplies, topical treatments, foot supplements, compression garments, orthotics, or stretching devices — as part of their foot health routine benefit from occasional clinical evaluation to ensure the products they are using are appropriate for their specific condition and that no developing pathology requires professional intervention. At Balance Foot & Ankle, our clinical evaluation confirms the diagnosis, assesses whether current product-based management is adequate, and identifies cases where professional treatment would produce better outcomes than continued self-management.

For Michigan patients managing chronic conditions — diabetic foot care, neuropathy management, post-surgical recovery, or persistent tendinopathy — regular podiatric check-ins at appropriate intervals ensure that small changes are caught before they become significant complications. The right interval varies by condition and risk level: high-risk diabetic patients benefit from quarterly visits; stable patients using products for minor chronic conditions may need only annual check-ins. At Balance Foot & Ankle, we help patients identify the appropriate visit frequency for their specific situation. Livingston and Oakland County patients can call (810) 206-1402 to schedule at our Howell or Bloomfield Hills office.

Patients throughout Livingston and Oakland counties trust Balance Foot & Ankle for both clinical podiatric care and evidence-based guidance on foot health products and self-care strategies. Our two Michigan locations — Howell at 4330 E Grand River and Bloomfield Hills at 43494 Woodward Ave #208 — are easily accessible from throughout the region, with ample parking and same-week scheduling for new patients. Whether you need a comprehensive evaluation, a product recommendation, or a specific podiatric procedure, our team is ready to help. Call (810) 206-1402 to schedule.

Related Treatment Guides

• Custom 3D Orthotics
• Plantar Fasciitis & Heel Pain Treatment
• Sports Foot & Ankle Injury Treatment
• Bunion Treatment

Michigan patients experiencing foot or ankle problems can schedule an appointment at Balance Foot & Ankle — with locations in Howell (4330 E Grand River) and Bloomfield Hills (43494 Woodward Ave #208). Call (810) 206-1402 for same-week availability.

Medical References & Sources

• American Podiatric Medical Association — Patient Education
• American Orthopaedic Foot & Ankle Society — Foot Conditions

Clinical References

1. American Podiatric Medical Association. FSA and HSA eligible podiatric expenses guide. APMA Resources. 2024.
2. Internal Revenue Service. Publication 502: Medical and dental expenses. IRS.gov. 2024.
3. Bus SA, et al. IWGDF guidance on the prevention of foot ulcers in at-risk patients with diabetes. Diabetes Metab Res Rev. 2016;32(Suppl 1):16-24.

Your Board-Certified Podiatrists

Dr. Tom Biernacki, DPM

Board-Certified · FACFAS

Dr. Carl Jay, DPM

Board-Certified Podiatrist

Dr. Daria Gutkin, DPM

Podiatrist

Dr. Tom Biernacki, DPM

Dr. Tom Biernacki, DPM is a double board-certified podiatrist and foot & ankle surgeon at Balance Foot & Ankle Specialists in Southeast Michigan. With over a decade of clinical experience, he specializes in heel pain, bunions, diabetic foot care, sports injuries, and minimally invasive surgery. Dr. Biernacki is a member of the APMA and ACFAS, and his patient education content on MichiganFootDoctors.com and YouTube has reached over one million views.